Estimate Your Medicare Monthly Cost
Compare Original Medicare + Medigap against Medicare Advantage with 2026 federal cost figures and typical supplement premium ranges for KS, MO and TX.
Estimated monthly cost (best path for you)
$0
Adjust the inputs above to see your estimate.
Original Medicare + Medigap G + Part D
$0/mo
- Part B premium: $0
- IRMAA add-on: $0
- Medigap Plan G: $0
- Part D drug plan: $0
Predictable monthly cost. Almost no out-of-pocket when you use care. Any doctor that accepts Medicare.
Medicare Advantage (Part C)
$0/mo
- Part B premium: $0
- IRMAA add-on: $0
- Plan premium (typical): $0
- Drugs included: usually yes
Lower monthly premium. Network restrictions apply. Out-of-pocket cap protects you from catastrophic bills.
2026 Medicare figures from CMS. Medigap premiums are typical ranges for non-smokers ages 65–75 in your state and vary by carrier, age and underwriting. The right plan depends on your doctors, prescriptions and travel habits — a free 30-minute call walks through it.