When you call a major insurance company directly, you’re talking to a captive agent. They can only sell you one company’s products. If their rates aren’t competitive for your situation, tough luck.
Independent agents like Wesley K. Smith Insurance work differently. We represent 30+ carriers and can shop your coverage across all of them to find the best rate for your specific situation.
This isn’t just about price, though. Different carriers have different strengths. Some are great for homeowners, others excel at auto coverage, and some specialize in unique situations like classic cars or high-value homes.
We also advocate for you when you have a claim. A captive agent works for the insurance company. We work for you. When a claim gets complicated, having an independent agent in your corner makes a real difference.
Our clients save an average of $800+ per year when they switch from a captive carrier to our agency. That’s real money back in your pocket, with the same or better coverage.
The best part? Our service is free to you. We’re compensated by the carriers, not by you. There’s literally no downside to letting us shop your insurance. Call (855) WesleyK to see how much you could save.