Business Insurance
From Main Street shops to growing enterprises, we protect Kansas, Missouri & Texas businesses with comprehensive commercial coverage.
Why You Need Business Insurance
- General liability insurance
- Workers' compensation
- Commercial auto & property
- Professional liability (E&O)
What’s Covered — FAQ
It depends on your industry, size, and risks. Most businesses need general liability at minimum. We'll assess your specific needs for free.
Costs vary widely. A small service business might pay $500–$1,500/year for general liability. We shop multiple carriers to find the best rate.
In Kansas and Texas, requirements vary by industry and number of employees. We'll help you understand your obligations.
Get Your Free Quote
Let’s find you the right coverage at the right price.
Why Wesley K. Smith?
Wesley K. Smith
- 30+ carriers — best rate guaranteed
- Local agent who knows your name
- Claims advocacy on your behalf
- 40 years of experience
National 1-800 Carriers
- ✕ One carrier — take it or leave it
- ✕ Call center, different person every time
- ✕ You’re on your own with claims
- ✕ No local presence or accountability