Official Hagerty Partner
Classic Car Insurance
Your classic car isn't just a vehicle — it's a passion. As an official Hagerty partner, we provide the specialized coverage your prized vehicle deserves.
America's #1 Classic Car Insurance
Why You Need Classic Car Insurance
- Agreed value coverage — get the full insured value, guaranteed
- Spare parts coverage up to $750
- Car show medical reimbursement
- Flatbed-only towing to protect your vehicle
Unlike standard auto insurance that depreciates your car's value, Hagerty's agreed value policy guarantees you'll receive the full insured amount in a total loss. No depreciation, no haggling — just the value you and your agent agreed upon.
What’s Covered — FAQ
Generally, vehicles 25+ years old, limited-production vehicles, and collector cars qualify. Hagerty also covers modified vehicles, kit cars, and trucks.
Hagerty offers flexible usage options. While classic car policies typically have mileage limits, we'll find the right plan for how you enjoy your vehicle.
You and your agent agree on the value based on the car's condition, modifications, and market value. This agreed value is guaranteed — no depreciation.
Yes! Hagerty includes car show medical reimbursement and even covers your vehicle during transport to and from shows.
Get Your Free Quote
Let’s find you the right coverage at the right price.
Why Wesley K. Smith?
Wesley K. Smith
- 30+ carriers — best rate guaranteed
- Local agent who knows your name
- Claims advocacy on your behalf
- 40 years of experience
National 1-800 Carriers
- ✕ One carrier — take it or leave it
- ✕ Call center, different person every time
- ✕ You’re on your own with claims
- ✕ No local presence or accountability