Motorcycle & Boat Insurance
Enjoy the open road and open water with peace of mind. Specialized coverage for your recreational vehicles.
Why You Need Motorcycle & Boat Insurance
- Motorcycle liability & collision coverage
- Boat hull & motor protection
- Personal watercraft coverage
- Accessory & custom parts coverage
What’s Covered — FAQ
No — motorcycles require separate insurance policies. We can bundle your motorcycle with your auto and home for additional savings.
While not always legally required, boat insurance protects you from liability, theft, and damage. If you have a loan, your lender will require it.
We offer lay-up coverage for seasonal vehicles, reducing your premium during months when the vehicle is stored.
Get Your Free Quote
Let’s find you the right coverage at the right price.
Why Wesley K. Smith?
Wesley K. Smith
- 30+ carriers — best rate guaranteed
- Local agent who knows your name
- Claims advocacy on your behalf
- 40 years of experience
National 1-800 Carriers
- ✕ One carrier — take it or leave it
- ✕ Call center, different person every time
- ✕ You’re on your own with claims
- ✕ No local presence or accountability