Renters Insurance

Your landlord's insurance doesn't cover your belongings. Renters insurance protects your stuff for as little as $15/month.

Why You Need Renters Insurance

  • Personal property coverage for theft & damage
  • Liability protection
  • Additional living expenses if displaced
  • Coverage that travels with you

What’s Covered — FAQ

While not legally required, many landlords require it as part of your lease. Either way, it's one of the best values in insurance.
Most policies cost $15–$30/month depending on coverage limits and location. That's less than a streaming subscription!
Your personal belongings (furniture, electronics, clothing), liability if someone is injured in your unit, and living expenses if your rental becomes uninhabitable.

Get Your Free Quote

Let’s find you the right coverage at the right price.

Step 1 of 4

25%

What type of insurance are you looking for?

Select one to get started.

Why Wesley K. Smith?

Wesley K. Smith

  • 30+ carriers — best rate guaranteed
  • Local agent who knows your name
  • Claims advocacy on your behalf
  • 40 years of experience

National 1-800 Carriers

  • ✕ One carrier — take it or leave it
  • ✕ Call center, different person every time
  • ✕ You’re on your own with claims
  • ✕ No local presence or accountability

Ready to Save on Insurance?

Get a personalized quote in under 2 minutes. No spam, no obligation.