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Terms & Conditions

Last updated: April 10, 2026

Acceptance of Terms

By accessing and using the Wesley K. Smith Insurance website, you accept and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.

Use of Website

This website is provided for informational purposes and to facilitate communication between you and Wesley K. Smith Insurance. You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of this site by, any third party.

Insurance Information

The insurance information provided on this website is for general informational purposes only and does not constitute an offer of insurance or a guarantee of coverage. Actual coverage is subject to the terms, conditions, and exclusions of each individual policy. Quotes provided through this website are estimates and may vary based on underwriting review.

No Professional Advice

The content on this website is not intended to serve as professional insurance, legal, financial, or tax advice. You should consult with appropriate professionals regarding your specific situation before making any insurance or financial decisions.

Accuracy of Information

While we strive to keep information on this website accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information provided.

Limitation of Liability

Wesley K. Smith Insurance shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website, or from any information obtained through this website.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of these sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Wesley K. Smith Insurance and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website after any changes constitutes acceptance of the updated terms.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Kansas, without regard to its conflict of law provisions.

Contact Us

If you have questions about these Terms and Conditions, please contact us:

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